When you’re looking for a secure option for basic savings or investment planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.

Savings Rates

(effective June 30, 2022)

All rates given reflect Annual Percentage Yield*

Account Type	Rate	Requirements
Primary Savings	0.00%	Balances from $0 up to $500
Primary Savings	0.10%	Balances from $500.01 up to $2,500
Primary Savings	0.10%	Balances from $2,500.01 to $5,000
Primary Savings	0.10%	Balances $5,000.01 to $10,000
Primary Savings	0.10%	Balances greater than $10,000
Club Accounts	0.00%	No minimum balance required
Cougar Cub Club	0.20%	Balances greater than $50

*All rates are subject to change without notice. Contact the credit union for complete details.

---

Checking Rates

(effective June 30, 2022)

All rates given reflect Annual Percentage Yield*

Account Type	Rate	Requirements
Checking	0.00%	None

*All rates are subject to change without notice. Dividends declared and paid monthly on the last day of each month. Contact us for complete details.

---

Money Market

(effective January 31, 2024)

Balance	Rate
$2,500 - $9,999	1.00%
$10,000 - $24,999	1.05%
$25,000 - $49,999	1.10%
$50,000 - $99,999	1.15%
$100,000 - Greater	1.25%

---

IRA Account Rates: Traditional, Roth, & Coverdell

(effective July 1, 2022 – RENEWAL RATES ONLY)

All rates given reflect Annual Percentage Yield*

Account Type	Balance	Term	Rate	Effective Date
IRA Savings	Balances from $0 to $250	N/A	0.00%	12/31/20
IRA Savings	Balances from $250.01 to $5,000	N/A	0.20%	12/31/20
IRA Savings	Balances greater than $5,000	N/A	0.20%	12/31/20
IRA Share Certificate	$1,000 minimum balance required	12 mo.	0.20%	12/31/20
IRA Share Certificate	$1,000 minimum balance required	18 mo.	0.25%	12/31/20
IRA Share Certificate	$1,000 minimum balance required	24 mo.	0.30%	12/31/20
IRA Share Certificate	$1,000 minimum balance required	36 mo.	0.40%	12/31/20
IRA Share Certificate	$2,500 minimum balance required	48 mo.	0.50%	12/31/20
IRA Share Certificate	$2,500 minimum balance required	48 mo.	0.60%	12/31/20

*All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates. Contact us for complete details.

---

Certificate Rates

(effective July 1, 2022)

All rates given reflect Annual Percentage Yield* All share certificate rates subject to change without notice. A penalty will apply for early

Certificate Term	Rate	Requirements
6 mo.	0.10%	$1,000 balance required
12 mo.	0.20%	$1,000 balance required
18 mo.	0.22%	$1,000 balance required
24 mo.	0.25%	$1,000 balance required
36 mo.	0.40%	$1,000 balance required
48 mo.	0.45%	$2,500 balance required
60 mo.	0.70%	$2,500 balance required

*All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates. Contact the credit union for complete details.