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Investment Accounts

Money Market

For members that like flexibility, but want to earn higher dividends on higher balances, the Money Market Account is the product for you. Accounts can be opened with just $2,500. Withdrawal limitations apply. See credit union for details.

View Money Market rates

Certificates of Deposit

Enjoy a great return on your investment without the risk of the stock market. Term share certificates are available with multiple maturity options and require a minimum deposit of $1,000.

View CD rates

Individual Retirement Accounts (IRAs)

Now is a great time to begin your financial future! SIUE Credit Union offers Individual Retirement Account options that help you personalize your retirement plan and maximize your benefits. You can even roll over or invest funds from an existing IRA.

Traditional IRA

  • Anyone with earned income may deposit into an account.
  • Receive competitive dividends on your investment!
  • Withdraw funds penalty-free for qualified expenses or after the age of 59 ½.
  • Enjoy tax-deductible contributions.*
  • Transfer from another qualified account to SIUE Credit Union.
  • Pick your tax-protected investment from a standard savings account up to a 48-month certificate of deposit.

Roth IRA

  • Open your account with only a $25 deposit and make contributions at any age.
  • Receive competitive dividends on your investment!
  • Enjoy tax-free distributions after age 59 ½ or for qualified expenses.*
  • Transfer funds from another qualified account to SIUE Credit Union.
  • Pick your tax-protected investment from a standard savings account up to a 48-month certificate of deposit.

Visit the SIUE Credit Union office to talk with a member services representative about which IRA option is right for you!

*For qualifying individuals. Consult your tax advisor regarding tax deductibility and the credit union for complete details.

Coverdell Educational Savings Accounts

This savings account was created as an incentive to help parents and students save for education-related expenses.

  • Make contributions up to the limit established by the Internal Revenue Service.
  • Receive competitive dividends on your investment!
  • Contributions are not deductible, but amounts deposited in the account grow tax-free until distributed.

Learn More About This Account CESA Rates