WHAT DOES SIUE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
FACTS
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include Social Security numbers, account balances, checking account information, credit history, credit scores, employment information, or wire transfer instructions.
For new members, information sharing may begin 30 days after this notice is sent. Sharing may continue after you are no longer a customer unless you contact us to limit it.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons SIUE Credit Union chooses to share; and whether you can limit this sharing.
HOW DOES SIUE CREDIT UNION SHARE YOUR INFORMATION?
| Reasons we can share your personal information |
Does SIUE Credit Union Share? |
Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus. |
Yes |
No |
| For our marketing purposes – to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No |
We don't share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
Questions?
Questions? Contact us at siuecreditunion@siuecu.org or call us at 618-650-3760.
What we do
How does SIUE Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does SIUE Credit Union collect my personal information?
We collect your personal information, for example, when you – open an account or apply for a loan – make a wire transfer or show your driver’s license – give us your wage statements We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account, I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- SIUE Credit Union has no affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates, we share with can include insurance companies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail house, mortgage service companies, consumer reporting agencies, data processors, check/share draft printers, and Auto Dealerships
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. – Our joint marketing partners include TruStage’s MEMBERCONNECT and American Income Life