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Savings & Investment Rates

When you’re looking for a secure option for basic savings or investment planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.

Savings Rates

(effective June 30, 2022)

All rates given reflect Annual Percentage Yield*

Account Type Rate Requirements
Primary Savings 0.00% Balances from $0 up to $500
Primary Savings 0.10% Balances from $500.01 up to $2,500
Primary Savings 0.10% Balances from $2,500.01 to $5,000
Primary Savings 0.10% Balances $5,000.01 to $10,000
Primary Savings 0.10% Balances greater than $10,000
Club Accounts 0.00% No minimum balance required
Cougar Cub Club 0.20% Balances greater than $50

*All rates are subject to change without notice. Contact the credit union for complete details.


Checking Rates

(effective June 30, 2022)

All rates given reflect Annual Percentage Yield*

Account Type Rate Requirements
Checking 0.00% None

*All rates are subject to change without notice. Dividends declared and paid monthly on the last day of each month. Contact us for complete details.


Money Market

(effective January 31, 2024)

Balance Rate
$2,500 - $9,999 1.00%
$10,000 - $24,999 1.05%
$25,000 - $49,999 1.10%
$50,000 - $99,999 1.15%
$100,000 - Greater 1.25%

Certificate Rates

(effective July 1, 2022)

All rates given reflect Annual Percentage Yield* All share certificate rates subject to change without notice. A penalty will apply for early

Certificate Term Rate Requirements
6 mo. 0.10% $1,000 balance required
12 mo. 0.20% $1,000 balance required
18 mo. 0.22% $1,000 balance required
24 mo. 0.25% $1,000 balance required
36 mo. 0.40% $1,000 balance required
48 mo. 0.45% $2,500 balance required
60 mo. 0.70% $2,500 balance required

*All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates. Contact the credit union for complete details.

Your Funds Are Safe!

Every dollar up to $250,000 you save at SIUE Credit Union is fully insured by the National Credit Union Administration, a government agency.