SIUe CREDIT UNION
PERSONAL LOANS
Personal Loans
At SIUE Credit Union, we’re ready to loan you the funds you need! Borrow money for new appliances or furniture, a vacation, bills, a personal computer or any expense life throws your way. We don’t charge an application fee, and the approval process is quick and convenient. Talk to us about your personal loan needs today!
Consolidation Loan
Consolidation Loan
We are dedicated to helping you take control of your finances by offering this Debt Consolidation Plan.
The Plan is designed to (1) lower the number of your monthly debts (2) achieve and maintain a manageable debt ratio and (3) strengthen your credit score.
Features
- A low 9.9% APR* for all applicants – regardless of credit score
- Loan amounts up to $24,000**
- 84-month repayment period**
- Payback is easy with payroll deduction or direct payments
- No Fees
- No Prepayment penalties
- Consolidate credit card balances, medical bills, educational expenses, personal loans, etc
- Protect your credit and your family in the event of a disability or death with Credit Disability and
- Credit Life Insurance
*If the loan has no delinquency
**For all qualified loans
Signature Loans
Signature Loan
- Enjoy low-interest rates and affordable payments
- Repay your loan with flexible terms ranging from six to 60 months
- Manage your loan in our office or with free online banking
- Set up payroll deduction for effortless payments
- LOC checks issued so you can write your own loan
Personal Line of Credit
Personal Line of Credit
- Simply write a check to access your line of credit with ease
- Borrow funds as you need them from a reusable line of credit
- Enjoy maximum flexibility with an open-ended term
- Manage your loan in our office or with free online banking
- Take advances, transfer funds to other SIUECU accounts or use as overdraft protection
Dental Loans
Info on Dental Loans
- If you’re seeking treatment as a patient of the SIUE Dental School, then we have another reason to make you smile. SIUE Credit Union offers financing to cover the cost of your dental services.
- Cosmetic, surgical, preventative or restorative dental work is covered.
- Pay no interest for the first six months and 12.0% APR thereafter!
Secured Loan
Credit Builder Loan
CREDIT BUILDER LOANS
This loan is designed to help members build a good credit score or boost their current score while they save money!
Members who follow this plan may borrow $2,000, of which $1,250 will be disbursed to the member, and $750 will be held as collateral in the member’s savings account. In addition, SIUE Credit Union will issue eligible members a Visa®Classic credit card with a $500 limit.
Members must agree to a monthly payroll deduction of $125, which will be split into payments between the installment loan ($100) and the credit card ($25). When the loan balance reaches $750 or less, the member may choose to use the funds held in the savings to pay it off. Or, if the member chooses to pay the loan off in its entirety, the $750 will be released for the member to use at his or her discretion.
To learn more about this specialized loan product and how it can help you, contact us today!
Student Loan®
The Smart Option Student Loan® for SIUE CU by Sallie Mae®
For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please
get started here.
The Smart Option Student Loan features and benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
To learn more, please get started here.
FIND US
Don’t have our mobile app?
Download it for free:
