Lobby Reopening – May 17th

SIUE Credit Union Lobby is planning to re-open on May 17, 2021.  Please be prepared to wear a  mask to protect yourself and others when visiting the lobby. 

  • You may continue to use our drive-up window for all transactions: Open Monday – Friday from 8:00 a.m. – 5:30 p.m.
  • Withdrawals are also available at our ATM using your SIUE Credit Union debit card at 480 University Park Drive
  • Account transactions can also be done via online banking here
  • Feel free to call the office with any questions: 618-650-3760

We thank you for your understanding as we do our part to help stop the spread of the virus.

SIUE Credit Union 2021 Annual Meeting

Topic: SIUE Credit Union 2021 Annual Meeting

Time: Mar 18, 2021 05:30 PM Central Time (US and Canada)

Join Zoom Meeting


Meeting ID: 987 7054 0658

It is recommended you test your connection to Zoom, including your microphone and camera settings (if applicable), at least 24 hours in advance of the meeting. Copy and paste this URL into your browser to test your system: https://zoom.us/test

On the day of the meeting, join 10-15 minutes before the scheduled start time to ensure proper connection and setup.

Other ways to join:

One tap mobile

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Dial by your location

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Meeting ID: 987 7054 0658

Find your local number: https://siue.zoom.us/u/aelGlQohB3

Join by SIP


2021 Holiday Closings

Holiday Closings

In 2021, the federal holidays in the United States fall on the following dates:

  • Friday, January 1 – New Year’s Day
  • Monday, January 18 – Martin Luther King, Jr. Day
  • Monday, February 15 – President’s Day
  • Monday, May 31 – Memorial Day
  • Sunday, July 4 – Independence Day
  • Monday, July 5 – Independence Day (observed)
  • Monday, September 6 – Labor Day
  • Monday, October 11 – Columbus Day
  • Thursday, November 11 – Veterans Day
  • Thursday, November 25 – Thanksgiving Day
  • Friday, December 24 – Christmas Day (observed)
  • Saturday, December 25 – Christmas Day
  • Friday, December 31 – New Year’s Day (observed)

Winter Auto Talk

Protect Yourself From Fraud: Simple Fraud Protection Tips From SIUECU

•A text alert from us warning of suspicious activity on your card will NEVER include a link to be clicked. Never click on a link in a text message that is supposedly from us. A valid notification will provide information about the suspect transaction and ask the cardholder to reply to the text message with answers such as ‘yes’, ‘no’, ‘help’, or ‘stop’. It will never include a link.

• A text alert from us will always be from a 5-digit number and NOT a 10-digit number resembling a phone number. Text caller IDs will be 20733 or 37268.

• A phone call from our institution’s automated dialer will only include a request for your zip code, and no other personal information, unless you confirm that a transaction is fraudulent. Only then will you be transferred to an agent who will ask questions to confirm that you are the actual cardholder before going through your transactions with you. If at any point you are uncertain about questions being asked or the call itself, hang up and call us directly. If a call is received by the cardholder, claiming to be our call center and asking to verify transactions, no information should have to be provided by the cardholder other than their zip code, and a ‘yes’ or ‘no’ to the transaction provided.

• We will NEVER ask you for your PIN or the 3-digit security code on the back of your card. Don’t give them out to anyone, no matter what they say. Hang up and call us directly. Fraudsters will often ask cardholders to verify fake transactions. When the cardholder says no, they did not perform those transactions, the fraudster then says that their card will be blocked, a new card will be issued, and that they need the card’s PIN to put it on the new card. Many people believe this and provide their PIN. The 3- digit CV2 code on the back of the card will allow a fraudster to conduct card-not-present transactions.

• Regularly check your account online to see if there are any suspicious transactions that have occurred, but especially If you are unsure about a call or text message you’ve received. If anything looks amiss, call us directly for assistance.

• If you have received a voice- or a text message from us and are unsure about responding to it, call us directly for assistance.

Summer Auto Talk

Credit Pop Quiz

What Makes Up Your Credit Score?

SIUE Credit Union Expansion

SIUE Credit Union Greatly Expands Enrollment Eligibility to Area Residents

Increased Membership Means Higher Returns, Lower Rates for Current Members

Every time you stop into SIUE Credit Union, there’s a good chance you’ll bump into a coworker who’s also there to take advantage of our great services and low rates. But beginning this summer, you’ll also start spotting your friends and neighbors in the lobby or drive-up lane.

Starting in July, SIUE Credit Union is opening membership to those living in Madison and St. Clair Counties! While expanding eligibility provides access to more area residents, it will also pay off for SIUECU’s 2,000 current members – thanks to higher returns on savings, lower rates on loans, and fewer fees on banking services. Further, it will keep ownership of the organization in the hands of those who live, work and teach in our region.

Community-focused, customer-driven

From the day we opened our doors in 1959, SIUE Credit Union has been focused on the Edwardsville community, helping our members grow and prosper financially right here at home.

Over the past 10 years, we’ve witnessed a rapid increase in credit union mergers due to increased regulations, infrastructure costs and technology challenges. According to American Banker, there were 670 mergers between 2015-2017, and right here in Illinois, the number of community and professional credit unions has dwindled from a height of 857 in 1991 to 261 as of March 2018.

With our stable financial foundation and solid member base, the SIUE Credit Union board of directors knew we were one of the few remaining independent credit unions that could continue to stand strong on our own. However, to keep rates competitive for our current members, that would also require additional growth. At our Annual Meeting in March 2017, the decision was made to welcome the residents of Madison and St. Clair Counties to ensure that the SIUECU  remains community-focused, customer driven, and financially strong.

The financial benefits of membership

While some members may be concerned about expanding services to those outside the education field, the financial benefits clearly outweigh the risks.

“It all comes down to efficiency through volume,” said Kathy McKinnon, president and CEO of SIUE Credit Union. “With more members, we can negotiate a better rate structure for our members and take advantage of the influx of lending in St. Clair and Madison Counties. That means less money the members have to spend to fulfill their dreams, whether that is a new home, a new vehicle, or college education.”

At the same time, increased growth allows SIUE Credit Union to expand our investment in technology that makes banking easier and more efficient for our members. We’re continuing to upgrade our online presence, and later this fall, an enhanced mobile app will elevate your mobile banking experience.

Said McKinnon,  “Technology costs are a top reason for the merger of community credit unions. However, SIUE Credit Union understands the importance of online banking and remains at the forefront of the industry to meet the diverse needs of our members.”

As always, your satisfaction with SIUE Credit Union remains our top priority. If you have any questions or concerns, please contact our customer service department at 618-650-3760.

Online Bill Pay

 If the time, expense and hassle of paying bills aren’t really your idea of time well spent, then consider a convenient alternative – Online Bill Pay from SIUE Credit Union. You can set up a customized payment list, schedule one-time or recurring payments, view your payment history and more!

It’s quick, it’s easy, and it’s secure. Print this form and return it to our office to get started.