SIUe CREDIT UNION
CHECKING ACCOUNTS
CHECKING ACCOUNTS
A checking account with SIUE Credit Union comes hassle-free, with many options to fit your financial lifestyle. You’ll enjoy easy access to your funds, greater account control and friendly, personal service.
Member Checking Account Options
Two Checking Account Options
Enjoy the convenience of Visa debit access, free online/mobile banking, direct deposit, unlimited check writing and your first 12 checks free. Depending on your financial lifestyle, choose the SIUECU checking account that’s right for you:
VISA Debit Cards
VISA® DEBIT CARDS
Check your balance, make deposits, withdraw funds or complete purchases quickly and securely – a debit card from SIUE Credit Union offers the convenience of a debit card and security of an ATM card all in one!
- Your card comes with built-in EMV chip technology – currently the most advanced level of card security!
- Designed to prevent fraudulent activity, the EMV chip gives you greater protection when you use your card at a chip-activated terminal. With every purchase, the embedded chip generates a single-use code which, unlike your signature, is virtually impossible to counterfeit.
- Printing of an EMV chip card is available at the Credit Union main office.
- Transactions are deducted from your checking account automatically
- Use your card at thousands of ATMs and merchants worldwide
- Swipe and sign to enjoy the greatest purchasing power and security
- Save money by replacing your checks with debit card use
And, best of all, there is no monthly charge for debit card access!
VISA® PURCHASE ALERTS
With Visa Purchase Alerts, SIUE CU members can register to be notified of transactions in real-time, to immediately identify potentially fraudulent activity.
Set up notifications that are right for you. Register for the Visa Purchase Alerts program today.
VISA® ACCOUNT UPDATER
Information Affecting Your Visa Debit & Credit Cards
We are now required to forward updated card information (expiration date, name change, etc.) to merchants who have your current information and participate in the Visa Account Updater (VAU) service. Advantages to the cardholder include no interruption of service from service providers and no missed or late payments when your card has been set up to automatically pay recurring bills. Please note: not all merchants participate in VAU, so check with your merchants the next time your card number or expiration date changes to ensure recurring payments continue to be charged to your account.
If you wish to opt out of this service, please sign and date a letter indicating that you wish to opt out of VAU and provide to the credit union either via email, mail or fax.
- Email: siuecreditunion@siuecu.org
- Mail: Box 1069 SIUE, Edwardsville, IL 62026
- Fax: 618-650-3768
If you have any questions about this service, don’t hesitate to send us an email or call us Monday through Friday, from 9 a.m. to 5:30 p.m.
Additional Checking Services
Online Banking
ONLINE BANKING
Your credit union’s products and services are all at your fingertips through free online banking services. Log on to transfer funds, check your balance, make loan payments and review your account activity from anywhere with an Internet connection.
- Review daily transaction updates to track your balance
- Receive free monthly financial statements
- Submit regular credit union loan payments to ensure timely delivery
- Enjoy secure account access anytime
If you haven’t received a password or username for online banking, or if you need your password reset, contact the credit union.
Members can also enroll online. Click here to get started now!
Online Bill Pay
ONLINE BILL PAY
If the time, expense and hassle of paying bills aren’t really your idea of time well spent, then consider a convenient alternative – Online Bill Pay from SIUE Credit Union. You can set up a customized payment list, schedule one-time or recurring payments, view your payment history and more!
It’s quick, it’s easy, and it’s secure. Print this form and return it to our office to get started.
ATM Network
ATM NETWORK ACCESS
You can enjoy surcharge-free convenient access to your accounts from locations across the nation through SIUE Credit Union’s participation in the CO-OP ATM network.
CO-OP Network, owned by credit unions, offers nearly 30,000 ATMs located at credit unions and retail locations throughout the U.S. and Canada. Just look for this symbol on the ATM.
Use your Visa debit card to make surcharge-free:
Click here to find an ATM near your home, work, school or favorite vacation spot.
Mobile App
MOBILE BRANCH
GET THE SIUECU APP!
SIUE Credit Union Mobile Banking is designed to make it easy and convenient for you to manage your finances. We want to ensure that you enjoy the benefits of membership and access to your accounts 24/7.
- Pay Bills
- Links to SIUE Credit Union Facebook page
- Locate which ATMs in our network of surcharge-free ATMs are nearest you – and which accept deposits
- All transactional data is encrypted and no sensitive account information is stored on your mobile device.
Apple: Requires iOS 6.0 or later. Compatible with iPhone, iPad, and iPod Touch. This app is optimized for iPhone 5.
Open iTunes on your computer or the App Store on your device. Search “SIUE Credit Union.” Install the app.
Android: Requires 2.3.3 and up.
https://play.google.com/store/apps/details?id=com.metova.cuae.siuecu
Direct Deposit & Payroll Deduction
Direct Deposit & Payroll Deduction
Direct Deposit
Receive your paycheck, government check or other recurring payments without delay and without making a special trip to the credit union or ATM. With direct deposit, you can move funds directly to your SIUE Credit Union accounts free of charge. All you need is your account number and our routing number: 281076743.
Payroll Deduction
Make loan payments or savings deposits without a second thought! You choose how much money will be deducted from your regular paycheck, and SIUE Credit Union takes care of the rest. It’s quick, convenient and absolutely free!
Overdraft Protection
OVERDRAFT PROTECTION
When the unexpected happens and your account balance falls short, make sure you’re protected from penalties and embarrassment with one of our overdraft protection options:
- Linked Accounts: Allows you to link your savings to automatically cover your check overdrafts.
- Courtesy Pay: The credit union pays overdraft items and assesses an overdraft fee.
Fees may apply to all overdraft protection options, and federal legislation requires accountholders to opt into some of these services. Download more information on Overdraft Protection below.
Overdraft Disclosure Form
Overdraft Consent Form
What You Need To Know About Overdrafts And Overdraft Fees
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