SIUE Credit Union - Investing in each other!
Home Online Loan Application Mortgage Application Visa Credit Products & Services

Savings Account Rates

"Investing in each other!"

Share Account Rates

 


Balance Required 


APR


APY

 Primary Savings (S01)

Tier 1

0 - 500

0.00% 0.00%

Tier 2

501 - 2500

0.20% 0.20%
Tier 3 2501 - 5000 0.20% 0.20%
Tier 4 5001 - 10,000 0.20% 0.20%

Tier 5

over 10,000

0.25%

0.25%

Other Savings (S02)

all balances

0.00% 0.00%
Cougar Cub Club (S03)
Tier 1 0 - 50 0.00% 0.00%
Tier 2 over 50 0.20% 0.20%
Christmas Club (S25)*

Tier 1

0 - 500

0.00% 0.00%
Tier 2 over 500 0.00% 0.00%
*Dividends declared and paid annually on November 1st.
Traditional IRA (S60), ROTH IRA (S62), & Coverdell Educational  Account Shares (S64)
Tier 1 0 - 250 0.00% 0.00%
Tier 2 250 - 5000 0.25% 0.25%

Tier 3

over 5000

0.25% 0.25%

Vacation Club (S70)

all balances 0.00% 0.00%

Premier Checking (S74)** (effective June 28, 2012)

Tier 1 0 - 2500 0.00% 0.00%
Tier 2 2501 - 10,000 0.25% 0.25%
Tier 3 10,001 - 25,000 0.25% 0.25%
Tier 4 25,001 - 50,000 0.35% 0.35%
Tier 5

50,001 - 100,000

0.40% 0.40%
Tier 6 over 100,000 0.40% 0.40%
**Dividends declared and paid monthly on the last day of each month
Checking (S75)(S77) (S78)(S79)(S80)

all balances

0.00% 0.00%
Club &Organizational Accounts (S99)

all balances

0.00% 0.00%

Dividends Declared & Paid Quarterly
These rates are effective September 30, 2012 and are subject to change without notice.

Next dividend posting December 31, 2012 .

Federal Regulations require the following statement:
Payment of dividends in excess of available earnings is prohibited.

 

Certificate Rates

Effective October 1, 2012

 

Balance Required

APR

APY

Share Certificates

6 Month 

$2500 Minimum

0.30% 0.30%

12 Month 

$2500 Minimum

0.50% 0.50%
18 Month $2500 Minimum 0.70% 0.70%
24 Month $2500 Minimum 0.75% 0.75%
36 Month $2500 Minimum 1.15% 1.18%
48 Month $2500 Minimum 1.40% 1.44%

IRA Share Certificates

12 Month $2500 Minimum 0.75% 0.75%
18 Month $2500 Minimum 1.00% 1.01%
24 Month $2500 Minimum 1.25% 1.26%
36 Month $2500 Minimum 1.50% 1.52%
48 Month $2500 Minimum 2.00% 2.04%

All Share Certificate Rates subject to change without notice              Penalty for early withdrawal on all certificates

 

 

News and Announcements



     


Rates & Credit Union Services
*Premium Checking ($2,500 Minimum) .25% - 0.40%
*Vehicle Loans 2.49%
*Mortgage Loans 3.50%
*Home Equity Loans Prime + .75%
*Certificates ($2,500 Minium) .30% - 1.40%

* Our best rates as of October 1, 2012


Wildfire Internet