SIUE CREDIT UNION AMBASSADOR DAY
The 20th of every month, beginning March 2012, is Ambassador Day! Our Ambassadors will be easily recognizable in their red Ambassador polo shirts around your workplace. Our Ambassadors are ready to answer any questions or address any concerns about the SIUE Credit Union. Most of them have been members of the Credit Union for many many years and have graciously volunteered their time and expertise to help other co-workers gain knowledge of SIUE Credit Union products and services. If you would like to become one of our Ambassadors, please contact Suzanne @ 650-3764.
How much are you paying to have your tax return prepared?
In the month of February and March, two members will be chosen for Free Tax Preparation (up to a $200.00 value). Taxes will be prepared by a tax professional from our Financial Services Network.
Member prices are sure to be a substantial savings and include electronic filing of Federal and State returns. To setup an appointment for your tax return preparation, please call 618-655-1607 and ask for Flora.
2011 Holiday Loan
November 2011 through January 2012
What a great opportunity to payoff Holiday expenses, purchase that new appliance or even finance next summer's vacation. 12 month loan at 5.9%.
Your Ability to Withdraw Funds
July 21, 2011
Recent changes in the Federal Reserve Regulation CC require financial institutions to make available the first $200 of a deposit instead of the current $100 on deposits made to transaction accounts as of July 21, 2011. The following changes to your account disclosure will go into effect on July 21, 2011:
Our policy is to make funds from your cash and check deposits available to you on the first business day after the day we received your deposit. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second day after the day of your deposit. The first $200 of your deposits, however, will be available on the first business day.
Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
Through December 31, 2012, all funds in "non-interest bearing transaction accounts" are insured in full by the National Credit Union Administration. This coverage is in addition to, and separate from, the coverage of at least $250,000 and is available to members under the NCUA's general share insurance rules. After December 31, 2012, funds in these accounts will be insured under the NCUA's general share insurance rules, subject to the Standard Maximum Share Insurance Amount of $250,000. For more information about NCUA insurance coverage of transaction accounts, visit http://www.ncua.gov.
Spring It On! Sales Event If you're in the market for a quality used vehicle, don't miss the "Spring It On" Used Auto Sales Event beginning Friday, April 15 through Saturday, April 30, 2011. Enterprise will offer $500 over Blue Book Trade-In value on your vehicle AND deposit $500 into your member account at the SIUE Credit Union upon vehicle purchase from Enterprise Car Sales. To preview the great selection of used vehicles, log onto cuautodeals.com.
Annual Meeting Notice
The 2011 Annual Meeting of our Membership will be held at the Credit Union on Thursday, March 10, 2011 starting at 5:00 PM. All members are encouraged to attend. Join the Board of Directors, credit union staff, and YOUR co-workers and let your voice be heard. An election will be held for the 2011 Board of Directors.
* * * * * Attendance prizes will be awarded * * * * * Refreshments will be served * * * * *
Refinance Your Vehicle to a Lower Rate of 2.99%
October 15, 2010
Dont' miss out on this Historical opportunity to lower you monthly car payment! Apply now and enjoy a lower monthly payment before the holidays.
Offer available November 1 through November 30, 2010
APR of 2.99% good for a term of 36 months or less - APR of 3.49% good for a term of 37-60 months
Qualifying model years of 2007-2011
Applicants must qualify for credit
2010 Holiday Loan
October 15, 2010
We can help make your Holiday spending a lot more fun (and a little less stressful) with a 5% loan. Let us know how much you need, and if you qualify, we will deposit the funds to your account within 24 hours. If you do not need any additional funds for the holidays this year - that's OK - we will still loan you money at 5% for one full year. What a great opportunity to pay down any credit card debt, purchase that new appliance, finance next summers vacation, or any other debt. Apply here.
APR of 5% good for 12 months or less
Offer available November 1, 2010 through January 31, 2011
Applicants must qualify for credit
Statement Changes for Loans
In this month's statement, you may see format changes for some of your loans. These changes are a result of the Regulation Z - Truth in Lending updates that were mandated by the Federal Reserve. Loans that appear in this new format will include the following sections: Information, Transactions, Fees, Interest Charged, Totals Year-to-Date and Interest Rate Detail. Read More
New Overdraft Rules for Visa Debit Card Transactions
New Federal Reserve rules give debit card users additional options regarding overdrafts. In the coming months, you will be receiving Opt-in disclosures and Overdraft Consent Forms. You can read additional information here.
August 1, 2009
The SIUE Credit Union was started fifty years ago by professors and administrators to help colleagues receive loans and participate in savings plans.
A lot has changed over the years, but some things have certainly stayed the same. We still provide personal service and we treat every member like family.
What began as a business out of one professor's desk drawer has now become a full-service financial institution. Today, we serve over 2,800 members and have more than
$14 million in assets.
We hope you've enjoyed working with us as much as we've enjoyed serving you through the years. Thank you for your support over the last 50 years.